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Many countries currently offer banking with their local post offices.
This was already a thing in the United States from 1911 to 1967 when the US Post Office offered some basic banking and lending services.
Currently the US Post Office can only cash Treasury checks and issue money orders, but if Postal Banking returns, it would be a non profit banking option that provides a variety of banking and lending services.
If interest rates get capped at the proposed 15%, won’t banks just refuse to lend to new/high risk clients?
Probably, but Postal Banking is non profit and as such can offer low-cost low-dollar loans at rates that banks don’t want to.
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to spend more money on something than you normally would. usually entails tapping into reserve funds (line of credit, mortgage etc.)
"We decided to break the bank this winter and take a 6 week vacation to Australia and the South Pacific."
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A very foul fart that was perfectly timed, just as a banking deposit is made at the drive up window.
The most tasteless version of this involves driving a nasty fart into the deposit canister before sending it to the teller.
"I opened an account at the bank where my ex-wife works just so I can grace her with the occasional bank biscuit".
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Punjabi for "Do it like a lion" or "Be a lion"
Usually used to urge someone to do something incredibly risky and dangerous.
*Approaches Red Light but doesn't stop* Sher Banke! a friend yells. *The driver looks back to make sure their are no cops behind him*
Similar to clam baking, but instead of hot boxing your car or other small space (such as a shed, porta-potty, etc.), you and your friends haze up a small banking booth. Very illegal and extremely hard to pull off because you have to insert your own bank ID card to gain access to the booth, and because there is almost always a security camera in the booth. This only makes things more exciting, and is definitely something worth bragging about if you can pull it off somehow.
NOTE: It is not necessary to withdraw funds from your account while clam banking, but it can add some fun to your experience as you struggle to remember your password while smoke floats in front of your face.
The other day I was riding around with Johnny and two bitches and we were looking for a place to smoke. We saw a Bank of America booth in a parking lot and went clam banking. The booth was so smoked up we couldn't even see the security camera!
the place in your brain where you remember some of the best shits you've ever taken and recall them fondly. similar to the Spank Bank, but hopefully there's no crossover between these two in your brain.
"Brian?"
"Yes?"
"Ever taken an amazing poop that just was magical?"
"Let me dig into the Stank Bank - ahh yes, April 3rd of 1983, I dropped anchor for 30 straight minutes while I read The World According to Garp, and it was lovely."
"This is really inappropriate discussion for church, guys."
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