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Similar to a Loan Shark, the Loan Rat lends people money at extremely inflated interest rates. This leads to things such as foreclosure, divorce, depression, starvation, anger, death, and even the collapse of the United States economy. The Loan Rat frequently wets the bed due to the guilt he feels in his sleep.
My wife is sick and in the hospital so I went to a Loan Rat and traded my house for a few hundred dollars, now my children have nowhere to sleep.
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A Ninja Loan is a type of subprime loan. It was described as No Income, No Job, (and) no Assets loan because only things applicant had to show was his/her credit rating.
The phrase was coined by HCL Finance as a name for one of their finance products. They were especially prominent during the United States housing bubble of the 2000s but have gained wider notoriety due to the subprime mortgage crisis in July/August 2007 as a prime example of poor lending practices2. The term grew in usage during the 2008 financial crisis as the sub prime mortgage crisis was blamed on such loans. It works on two levels - as an acronym; and allusion to the fact that ninja loans are often defaulted on, with the borrower disappearing like a ninja.
Business dude 1: "Hey did you hear? Mike borrowed 50 grands then took off for Columbia!"
Business dude 2: "Haha, I expected that; he sure pulled off a nice ninja loan!"
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A person from whom an informal, unregulated, short term loan can be acquired... Usually at usurious interest and with at least the presumption of physical danger to the borrower in the case of default.
The name comes from the ruthless and violent popular image of sharks, and basically assumes the lender hasconnections with organized crime.
Can also sometimes be applied to one who always seems just a bit too mercenary in thier "assistance" of friends.
My uncle was sick for two weeks, and missed a co-op payment. Now he has to get money from a loan shark, or he's on the street.
Bobby said he wouldn't give me a ride to work unless I gave him $15 for gas... What a loan shark.
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A ponzi-esque industry which consists of guido’s and guidette's engaged in the borrowing and lending of stock. Stock loan associates are well known for their superior partying skills. Throughout the year, many “conferences” are organized in warm locales to utilize said skills. Words notorious to the industry include: color, fees, big book, tight name, hundge, hundo, recalls, buy-ins, short squeeze and hammer Wade.
"I've got a huge stock loan book - just took down another 5 hundo - no problem showing you a couple hundge at top rate."
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Someone who gives a loan and then charges insanely high interest rates, making it inpossible to pay back
john didnt have the money so tiny mike the loanshark broke his legs with a bat
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When someone gives you gum that they’ve already chewed and you for force it back into their mouth after you’ve chewed it.
Reece is a big fan of forced loans
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The interest rate is 2.4%, but they make most of their money by fucking you over with charges.
Don't get a student loan; the dirty cunts will fuck you right over.
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