Broke-life

Just flat out broke as shit.

“Just spent my last dollar, don’t you love being broke.”

Broke-life: broke all the time; life dedicated to just being broke

broke ass low life.

-has no job.
-lives with their parents.
-mooches off their friends.
-isnt going to do anything with their life.

He lives with his parents with no job and no future, he's a broke ass low life.