pennies and dimes

n. something that constitutes common sense.

Kyle: You can't walk home all by your self Stacey that's pennies and dimes.

Stacey: I think you just coined a new phrase.

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penny nickel dime

Inside joke about white people smelling like wet water coins.

Kyle: All lives matter! F*ck blm
POC: Penny nickel dime

Pennies and dimes

informal
To be cheap, to be concerned with insignificant earnings or savings at the expense of something more valuable.

Kyle: You can't walk home all by yourself Stacey, that's pennies and dimes. Get an Uber.