New Jersey slang for a person involved in Bodybuilding, Body Sculpting, Body Flexing, and Body Posing particularly of the Dorsalones Muscule. Type of person who uses much Baby Oil for Posing and other activities in front of a mirror.
Hide the baby oil, the ratchard is coming.
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A guy who looks like a rat and smells like a rat and sounds like a rat
TJ : Andy, you sound like a rat
Andy : Because my second name is Ratchard