Those times when your in a house full of lazy rejects who refuse to flush your toilet. Then, you walk to go to the bathroom and your toilet is full to the lid with the pissed on turds of multiple human beings.
"Dude, I only wanted to take a shit, but your toilets a damn shit bank!"
"What..? God damnit..."
(2nd guy facepalms)
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Shit Bank; Verb; Stocking up on shit and let it all out on your partner when having sex
"Im about to Shit Bank your pussy ass.