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A person in need of cash. They will deliberately chuck themselves in front of vehicles just to get compensation. They will use some of their money from the insurance company to pay the health bills to recover, and then the rest is pure profit.
I think I hit an insurance fraud, 'cus he chucked himself in front of an 18 wheeler and a bike before he stumbled over to me...
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when you tell someone a joke quietly to ensure joke insurance and the other person says the joke to the crowd and doesnt give any credit.
"wow he just commited joke insurance fraud, he literally just repeated the joke i told him to test the joke. hes basically carlos mencia!"
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