Refers to someone's being belligerent to da point of actually TAKING OFF his shirt, rather than merely rolling up his sleeves.
Having a dude strip to da waist during an altercation is startling enough, but to have a past-puberty FEMALE human be overbaring can REALLY be a shocker, especially if she's not wearing any "over-da-shoulder-boulder-holder" --- seeing said half-in-her-birthday-suit hussy charging into da melee wif more body-parts than just her fists swinging wildly is enough to make anyone do a major double-take.