streamloading

The act of using a friend or family member’s TV/movie streaming service without contributing financially, but done with knowledge and permission. (See also: “streamjacking” when done without knowledge or permission)

Yeah, I have Netflix and Hulu. I’m streamloading off my cousin.

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Streamloader

Mooching your parent's password/account information for streaming services.

Stop using your parents...it's time to stop being a streamloader and get your own Netflix account.