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Betting against your team winning a sporting event to create a win-win situation.
Your team wins: you are happy (WIN)
Other team wins: You win money (WIN)
28👍 9👎
When you take a shit either A: so you don't have to later on while there is no time or B: are not sure if you have to fart or have to shit so you go do it on the toilet.
A: "Dude, I'm not sure my bowels will make it the entire road trip without me taking an insurance shit before we leave"
B: "Dude, I'm not sure if I have to fart or crap so I'd better go take an insurance shit just in case"
10👍 2👎
A non-African-American who brings a black friend guaranteeing against loss or harm in an area mostly populated by African-Americans.
**Other forms include, White Insurance, Brown Insurance, Yellow Insurance and Rainbow Insurance.
Latina: "I need to bring me some Black Insurance today when I go to the Compton swapmeet."
8👍 1👎
When a couple gets married for health insurance and not love.
They are divorced already? Yeah, she got health insurance at her new job so she canceled her shotgun insurance.
16👍 6👎
Probably one of the worst fucking scams in all of existance. Sure it's fine if you buy a brand new Dodge Challenger with a mother fucken hemi and some nigger tryin to hit his crack pipe smashes right into back of you while you're at a stop light. Then you get your car fixxed or replaced. But I'm talking about us poor ass college students who work fucking minimum wage and can't even afford to fucken eat because we have to pay out half of our fucking paycheck just to "ensure" we can cover that crack smokin nigger can get his rims replaced or some shit. If the minimum liabily rates werent so high it wouldn't be a fucking scam and since they rarely drop itas it is the thousands of dollars you shell out are never returned to you.... Those basterd will never give you a fuckking penny in your life.... I mean the agent at state farm gave me a fucking Coke....in a can ...that's it. When I drink Coke I want in a fucking bottle you mother fuckering Insurance Agent basterd FUKK
Guy 1: So this strung out meth nigger hit my brand new Mustang and he didn't have car Insurance.
Guy 2: Maybe he can pay you with meth and you can sell it to children at elementary schools for extra cash to pay the damages.
Guy1: I guess that sounds feasible but I just wish car insurance wasn't such a huge moey racketing bullshit scam.
Guy2: You know what man, THat meth nigger don't buy car insurance, he buys meth and smokes in a meth pipe.
Guy1: Fucken eye Man!!! As soon as I pay this Mustang off, I'm getting rid of my bullshit car Insurance and buyin some sheesha!!!
62👍 30👎
Aka an engagement ring. A term most notably used by Tom Leykis, since women often use the ring as a way to make money after they divorce you (while they are also taking half of everything you own from the divorce).
A women in San Diego divorced her husband then listed to sell her engagement ring for 1.5k and San Diego chargers tickets, which is why women use engagement rings as divorce insurance.
The exorbitant fee associated with temporarily insuring a motor vehicle, which costs a whole lot more per day than buying a month's worth or year's worth of insurance.
Ted couldn't afford the insurance ransom for his motorcycle, so he spent the day drinking beer in his underwear instead.